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Mortgage Calculator
1
Loan Details
Estimate monthly payment with principal & interest, taxes, insurance, PMI/MIP, HOA, VA/FHA fees. Upfront fees are not included in monthly totals.
Home Price
$
Interest RateAPR
%
Term
Loan Type
2
Down Payment & Property Taxes
Down Payment
ModePercent
%
Down payment: $110,000 (20.00%) • LTV: 80.00%
No PMI (≥20% down)
No PMI (≥20% down)
Tip: VA can be $0 down; FHA typically 3.5%.
Property Taxes
ModePercent
%
$10,450 /yr • $871 /mo
3
Insurance, MI/MIP & HOA
Homeowners InsuranceAnnual
$
PMI (auto if <20% down)% / yr
%
HOA DuesMonthly
$
4
Other Upfront Costs
Down Payment$0
Typical Buyer’s Closing Costs / Cash‑to‑Close
Loan Origination Fee
%
1.00% of loan = $0
Loan Appraisal
$
Loan Doc Prep Fee
$
Title Policy Insurance
$
Settlement Fee
$
Escrow Prepaids: Homeowner’s Insurance
$
Escrow Prepaids: Property Taxes
$
Buyer’s Agent Broker Fee
%
Enter % or $
Homeowner’s Insurance (1st year premium)
$
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