Calculate Your Payment
Mortgage Calculator
1
Loan Details
Estimate monthly payment with principal & interest, taxes, insurance, PMI/MIP, HOA, VA/FHA fees. Upfront fees are not included in monthly totals.
Home Price
$
Interest RateAPR
%
Term
Loan Type
2
Down Payment & Property Taxes
Down Payment
ModePercent
%
Down payment: $110,000 (20.00%) • LTV: 80.00%
No PMI (≥20% down)
No PMI (≥20% down)
Tip: VA can be $0 down; FHA typically 3.5%.
Property Taxes
ModePercent
%
$10,450 /yr • $871 /mo
3
Insurance, MI/MIP & HOA
Homeowners InsuranceAnnual
$
PMI (auto if <20% down)% / yr
%
HOA DuesMonthly
$
4
Other Upfront Costs
Down Payment$0
Typical Buyer’s Closing Costs / Cash‑to‑Close
Loan Origination Fee
%
1.00% of loan = $0
Loan Appraisal
$
Loan Doc Prep Fee
$
Title Policy Insurance
$
Settlement Fee
$
Escrow Prepaids: Homeowner’s Insurance
$
Escrow Prepaids: Property Taxes
$
Buyer’s Agent Broker Fee
%
Enter % or $
Homeowner’s Insurance (1st year premium)
$
Your Go-To Real Estate RESOURCE
Subscribe for important monthly Market updates
Whether you are looking to buy or build your dream home, sell your existing home, or explore the many investment opportunities in the Austin real estate market, we're here to help.
Follow us on:
© 2025 Spickes Property Group | eXp Realty. All rights reserved.
